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Terms & Conditions

Last Updated: 23 June 2026

These Terms & Conditions ("Terms") govern your access to and use of AstrotalksAdrustar.com – Astrology & Spiritual Services Platform (the "Platform"). By accessing or using the Platform, you agree to be bound by these Terms.

Company

RATNALAYAM JEWELS PRIVATE LIMITED

Platform

AstrotalksAdrustar.com

1. Services Offered

The Platform offers a range of astrology, consultation, and spiritual commerce services, which may include:

  • Chat Consultation
  • Voice Consultation
  • Video Consultation
  • VIP Consultation Booking
  • Appointment Scheduling
  • Live Astrology Sessions
  • Kundli Generation & Analysis
  • Panchang
  • Daily, Weekly & Monthly Horoscope
  • Numerology
  • Tarot Reading
  • Vastu Consultation (where offered)
  • Palmistry (where offered)
  • Ratnam Recommendations
  • Rudraksha Recommendations
  • AstroMall Products
  • Ratnam Jewellery
  • Spiritual Products
  • Blogs & Educational Content
  • AI Astrologer Services (where available)
  • Wallet Recharge
  • Promotional Offers & Rewards

2. Disclaimer

Ratnam, Rudraksha, jewellery, and spiritual products are offered based on traditional Vedic beliefs and recommendations. Individual experiences may vary, and Adrustar does not guarantee specific results.

3. Payments

Charges on the Platform may apply to, and be collected through:

  • Wallet Recharge
  • Online Payments
  • Product Purchases
  • Consultation Charges
  • Appointment Charges
  • Taxes (GST if applicable)

4. Refund Policy

Refunds are handled separately for each type of payment, as described below:

Consultation Services

  • Refunds for chat, voice, and video consultations are reviewed case by case, primarily where a session could not be delivered due to a verified technical failure on our side or astrologer unavailability. Successfully delivered consultations are generally non-refundable.

AstroMall Orders

  • Refunds, returns, and replacements for products are governed by the Return & Replacement Policy and Delivery & Shipping Policy below.

Wallet Recharge

  • Recharged wallet amounts are generally non-refundable but remain available as balance for future eligible services, except where a refund is required by law.

Failed Transactions

  • Amounts debited for failed or duplicate transactions are reversed or refunded to the original payment method within standard banking timelines.

5. Intellectual Property

All content and materials on the Platform are the property of RATNALAYAM JEWELS PRIVATE LIMITED or its licensors and are protected by applicable intellectual property laws, including:

  • Website
  • Mobile Application
  • Logos
  • Brand Name
  • Astrologer Profiles
  • Images
  • Blogs
  • Software
  • AI Features
  • Product Catalogues
  • Designs

You may not copy, reproduce, distribute, modify, or create derivative works from any of the above without our prior written consent.

6. Limitation of Liability

To the maximum extent permitted by applicable law, Adrustar shall not be liable for outcomes, losses, or damages arising from:

  • Ratnam suitability
  • Rudraksha recommendations
  • Horoscope predictions
  • AI-generated content
  • Third-party courier delays
  • Product delivery delays

Astrology-related guidance is provided for informational and spiritual purposes and should not be treated as a substitute for professional, medical, legal, or financial advice.

7. Contact Information

https://astrotalksadrustar.com adrustaratnalayamjewels23@gmail.com +91 93999 93389
Flat no.72/B, Main Road, opp. Bajaj Electronics, Srinivasa Nagar Colony, Dr. A. S. Rao Nagar, Hyderabad, Secunderabad, Telangana 500062

8. Grievance Officer

9. Governing Law

These Terms & Conditions shall be governed by and interpreted in accordance with the laws of India. Any disputes arising from the use of Adrustar shall be subject to the exclusive jurisdiction of the competent courts where RATNALAYAM JEWELS PRIVATE LIMITED maintains its registered office.

10. Copyright

© 2026 Adrustar. AstrotalksAdrustar — All rights reserved. Adrustar is owned and operated by RATNALAYAM JEWELS PRIVATE LIMITED.

11. Additional Policies

1. User Code of Conduct

You agree to use the Platform lawfully and respectfully. Abusive, fraudulent, harassing, or unlawful behaviour towards astrologers, staff, or other users may result in suspension or termination of your account.

2. Consultation Recording Policy

Certain chat, call, or video consultations may be recorded or logged for quality, training, safety, and dispute-resolution purposes, in accordance with our Privacy Policy.

3. Appointment Cancellation & Rescheduling Policy

VIP and scheduled appointments may be cancelled or rescheduled within the window communicated at the time of booking. Late cancellations or no-shows may not be eligible for a refund.

4. Delivery & Shipping Policy (AstroMall)

AstroMall products are shipped through third-party courier partners. Delivery timelines are estimates and may vary due to location, product availability, or circumstances beyond our control.

5. Return & Replacement Policy (Products)

Eligible products may be returned or replaced if they arrive damaged, defective, or incorrect, provided you raise a request within the period and conditions specified for the order. Energised, customised, or made-to-order items may be non-returnable.

6. Coupon & Promotional Offer Policy

Coupons, discounts, and promotional offers are subject to specific eligibility, validity periods, and usage limits, and may be modified or withdrawn at any time without prior notice.

7. Wallet Usage Policy

Wallet balance may be used only for eligible services and products on the Platform. Recharged amounts are generally non-refundable except as required by law or in the case of failed transactions.

8. Subscription Policy

If subscription plans are introduced, their pricing, renewal, billing cycle, and cancellation terms will be disclosed at the point of purchase and will form part of these Terms.

9. Privacy & Data Protection

Your personal information is handled in accordance with our Privacy Policy, which explains what we collect and how we use, store, and protect your data. View our Privacy Policy.

10. Force Majeure

Adrustar shall not be liable for any failure or delay in performance caused by events beyond our reasonable control, including natural disasters, outages, strikes, or government actions.

11. Electronic Communications Consent

By using the Platform, you consent to receive communications from us electronically — including notifications, updates, and service messages — via email, SMS, app notifications, or other electronic means.

12. AI Astrologer Disclaimer

AI Astrologer responses are generated by automated systems for guidance and informational purposes only, may contain inaccuracies, and are not a substitute for a consultation with a human astrologer.

13. User-Generated Content Policy

Any content you submit (such as questions, messages, or reviews) must be lawful and must not infringe the rights of others. You grant Adrustar a licence to use such content for operating and improving the Platform.

14. Reviews & Ratings Policy

Reviews and ratings must reflect genuine experiences. We may moderate, edit, or remove content that is false, abusive, misleading, or that violates these Terms.

15. Age Restrictions

The Platform is intended for individuals who are 18 years of age or older. By using Adrustar, you confirm that you meet this age requirement.

16. GST & Tax Information

Prices may be inclusive or exclusive of applicable taxes as indicated at checkout. GST and other applicable taxes are charged in accordance with prevailing laws and reflected on your invoice.

By accessing or using Adrustar, you acknowledge that you have read, understood, and agreed to these Terms & Conditions.

© 2026 Adrustar. AstrotalksAdrustar — All rights reserved.